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The Chartered Institute of Housing is the independent voice for housing and the home of professional standards

Making work pay: Universal credit and low income working households


Making work pay: Universal credit and low income working households


Making work pay considers whether low income working households will be better off under universal credit than the current benefits system. To do this a comparison has been made between the benefit and tax system as it was in May 2010, before the goverment's welfare cuts programme started, and the benefits and tax system as the government intends it will be in 2015.

Both systems have been adjusted for inflation to show how each would affect a low income household if it was in operation in 2013.

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